March 31, 2023


Moving Forward

This freelance copywriter and marketer makes up to $150,000 a year. How does she spend it?

This freelance copywriter and marketer can make up to $150,000 a yr. How does she invest it?

Who: Christine Wolfl, 32
What she does: Freelance copywriting and advertising and marketing
What she would make: $115,000 to $150,000
The place she life: A 1-bed room condominium in Humber Bay Shores

Common Fees

Lease: $2,050 a thirty day period. “My aim is to buy, but my present-day rental is not a bad place to be in the meantime.”

Hair: $450 every single two months. “I’m not a pure blonde, so it’s all about the upkeep.”

Botox: $200 each individual a few months. “In your 30s, a tiny poke below and there is a girl’s very best mate.”

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Mobile phone: $115 a thirty day period. “I’m stuck with Bell, and it is a minor pricier than I’d like.”

Groceries: $500 a thirty day period.

LCBO: $120 a month. “I’m not a major drinker—unless it’s California Cab Sauv.”

Self-care: $200 a month. “H2 OM is a godsend for biocharging and acupuncture.”

Garments: $350 a month. “I really do not shop as considerably considering that I grew to become a homebody through the pandemic. When I do, it is generally for exercise routine gear or a great new piece from Winners to use out for meal or beverages with buddies.”

Debt payments: $400 a month. “I went as a result of a rough patch in my late-20s where I absolutely blew my spending budget. My dad rescued me, and now I owe him some cash, which is far better than credit card credit card debt.”

Subscriptions: $11.99 a thirty day period for Disney Furthermore. “Not likely to lie, I acquired it for Dancing With the Stars.”

Pet treatment and provides: $300 a month for her cat, Rudy, and puppies, Poppy and Maverick. “Between insurance coverage, vet visits, food stuff, treats and the occasional doggy daycare, it adds up.”

The latest Splurges

Trip to Thailand: $9,800. “My partner graduated from Sheridan in May possibly, and I’d had a truly potent several months at get the job done, so I preferred to take her on a journey to rejoice. We had a excellent time, but we skipped our flight house and had to rebook at the past minute, which was costly.”

Perfume: $138. “I recently splurged on a bottle of YSL Libre. It makes me feel attractive.”

Christmas decorations: $260. “This is the third time I have purchased an artificial tree. This year, it’s condominium sized. I adore it so substantially that I snagged a next.”

Very long-Expression Cost savings

Financial savings account: $500 a month. “I could do improved below. Following splurging on journey encounters in my 20s, I’m striving to settle down and believe about the foreseeable future. I’m just making use of a standard RBC cost savings account right now—I applied to have some crypto far too, but I offered it since the marketplace is so unstable.”